STOP 01
They book a consultation
You'll know they booked (with their permission).
For Minnesota loan officers & real estate agents
Not mortgage-ready yet?Keep them in the deal.
Send me the buyer who came in short. We'll go through all three credit reports together, challenge anything inaccurate, and build a plan around your timeline. And with your buyer's permission, you'll always know where things stand.
Prefer to book a time? Book a consultationAs featured inMinnesota Spokesman-Recorder
Based in HugoServing all of Minnesota
Carlos HawkinsFounder, AIM Credit Repair. Your buyer works with me directly.
The buyer who isn't ready yet
Still your buyer. Just not yet.
They came in below the score they need. We'll find out why, report by report.
There's something on their report they don't understand. Collections, late payments, errors, accounts they don't recognize. We'll walk them through it.
They're 6–18 months out. Let's use that time well, so they come back to you better prepared.
The road home
From "not yet" to back on your desk
Every buyer you send takes the same calm, step-by-step road.
STOP 02
We review all three reports together
You'll know the review is done.
STOP 03
We build their plan
You'll know a plan is in place and what we're focused on.
STOP 04
We challenge what's inaccurate
You'll know when disputes are underway.
STOP 05
Back on your desk, better prepared
We'll let you know when it may make sense to re-run their credit.
The front door is the goal, not a promise. Lending decisions are always yours.
Partner updates
You'll always know where things stand.
When your buyer gives written permission, Carlos or Stephanie will text or email you at each milestone. A real person, not a portal.
- 01 Consultation booked
- 02 Review complete, plan in place
- 03 Disputes underway
- 04 Time to reconnect
We share progress only. Never scores, account details or anything your buyer hasn't agreed to.
Carlos · AIM Credit RepairSample update · shared with client permission
Who should I send?
Tap what your buyer is dealing with.
Pick one or more to see where we'd start, and a free guide you can send your buyer today.
We never predict scores or approvals. Every file is different.
Make the intro easy
Ready-to-send texts for your buyer
In our clients' words
What your buyers will experience
4.9★★★★★259 Google reviews
★★★★★
“In the 12 months I've been working with the team at AIM, they've been one of the most professional organizations I've worked with, always keeping me abreast of the work they've been doing, treating me with the upmost respect with every encounter.. And, they produce fantastic results! Highly recommend!”
Tyler B. · Google review
★★★★★
“I was a little skeptical about all of this at first. But Carlos made me feel at ease and has been extremely helpful. I would highly recommend him and his company if you happen to fall into the same issues I did.”
Eric H. · Google review
★★★★★
“Great experience with AIM Credit Repair LLC! A special thank you to Carlos for his help and support throughout the process. I appreciate your service and highly recommend Carlos and the team!”
Abdullahi H. · Google review
Testimonials reflect individual experiences. Results vary.
Our standards
Your reputation travels with every referral.
No guarantees.We never promise score increases, deletions, approvals or timelines.
The truth about their report.We'll tell your buyer what's accurate, even when it's not what they hoped to hear.
No referral fees, ever.You send a buyer because it's good for them, and that's how we keep it.
Privacy first.We share progress with you only with your buyer's written permission.
Who your buyers work with
Carlos Hawkins & Stephanie Hauer
Carlos is the owner and founder of AIM Credit Repair, a Minnesota-owned company based in Hugo. Stephanie is our office manager. Together they personally guide every client and every partner update, so you always know who to call.
Refer a buyer
Send them over in under a minute.
Carlos or Stephanie will reach out to your buyer personally, and you'll get a confirmation so you know it landed.
Prefer to talk first? Call 651-333-7328.
Partner FAQ
A few things partners ask us
Do you pay referral fees?
No. We don't pay or accept referral fees. We'd rather earn your referrals by taking good care of your clients.
Will you share my client's credit information with me?
No. With your client's written permission, we share general progress updates only, such as when the review is done or when it may make sense to re-run credit. Never scores or account details.
Can you guarantee my buyer will qualify?
No, and no honest credit restoration company can. We help buyers understand their reports, challenge information that's inaccurate, and build better habits. Lending decisions are always yours.
How long does it take?
It depends on what's on the buyer's reports. The credit bureaus generally have 30 days to investigate a dispute, but every file is different, and we won't promise a timeline.
Do you do rapid rescores?
No. A rapid rescore is requested by the lender. We focus on the work that comes before it: reviewing reports, challenging inaccurate information and building a plan.
Can my clients do this themselves?
Yes. Consumers have the right to dispute inaccurate information with the credit bureaus for free. Some buyers prefer help reviewing their reports and keeping track of every step, and that's where we come in.
Let's keep your buyers in the deal.
Have a buyer who isn't quite ready?
Prefer to book a time? Book a consultationAIM Credit Repair LLC is a credit services organization. We do not guarantee specific results. You have the right to dispute inaccurate information on your credit report yourself, at no cost, by contacting the credit bureaus directly. AIM Credit Repair LLC does not pay or accept referral fees.